Lending & Capital

Secured Loans

Private loans secured by real estate, equipment, receivables or other business assets — for borrowers who have solid collateral and need flexible terms.

Common uses

  • First or second mortgages on residential and commercial property
  • Equipment- and asset-backed business loans
  • Secured loans for business expansion or acquisitions
  • Refinancing existing debt

Our secured business loans in Canada are underwritten mainly on the strength of the security and the repayment plan, not only on credit scores.

Loan amounts, rates, fees, terms and loan-to-value limits vary by deal and are set out only in written agreements. Nothing on this page is a loan offer or commitment.

What to send us

Amount needed, purpose, security offered, exit or repayment plan, timeline, and supporting documents (appraisals, statements, financials).

A complete package is the fastest route: we aim for decisions in days, not months, and funds can move quickly once terms are agreed.

Submit a request

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