High-Risk Lending
Alternative lending for borrowers and deals that don't fit bank boxes: bruised credit, self-employed income, unusual properties, turnaround situations or tight deadlines.
Common uses
- Borrowers declined by banks or credit unions
- Self-employed or non-traditional income
- Unconventional properties or business assets
- Turnarounds and special situations
As a high-risk lender serving Edmonton, Calgary and the rest of Canada, we look at the whole story — security, plan and people. Higher-risk loans are priced to match the risk.
Loan amounts, rates, fees, terms and loan-to-value limits vary by deal and are set out only in written agreements. Nothing on this page is a loan offer or commitment.
What to send us
Amount needed, purpose, security offered, exit or repayment plan, timeline, and supporting documents (appraisals, statements, financials).
A complete package is the fastest route: we aim for decisions in days, not months, and funds can move quickly once terms are agreed.
Submit a request